Tuesday, July 21, 2009

We, The Healthcare Dependent People

By Frank Menkal

How does paying a little over eight hundred dollars a month as a retiree for your healthcare sound? If you have a mind set that is anything like mine, then you are not looking forward to retiring… at least when it comes to your healthcare and what your family will have to pay for it! Far too many people these days suffer when it comes to paying there monthly health insurance bill.

Over the past several years the healthcare world as we know it has drastically changed for the worst. The cost to just live a healthy life has dramatically increased in price. So to make up for the lack of good and cheap health care, several companies have stepped up to take on that responsibility. One of the companies to make its mark is now taking the lead in the discount healthcare industry. Ameriplan started 16 years ago as a small company that offered discount dental to small businesses. Now 16 years later, the company has grown significantly and offers not only discount dental, vision, chiropractic, and prescription coverage, but also a discount health program. Over the last few years the company has revamped its health care network by adding proprietary doctors nationwide.

Due to the innumerable amounts of individuals that are now using Medicare and Medicaid, our healthcare costs have exploded beyond our control. The more the government has their hands in our healthcare the more doctors have to charge patients for their services. These government funded programs are supposed to help those in need and eliminate the high medical costs that come with age and low income. Due to the easy access and availability of these government funded programs, our society has become more dependent on them. In response to this dependency on Medicare and Medicaid, the cost for good health care continues to climb.

We as a nation need to turn from this destructive path by not depending on the government to provide healthcare, but instead to depend on our hard work and determination to provide care for our families. With this kind of mindset we as a country can drive down healthcare costs by eliminating the need for the government to provide healthcare for our families. Thus, saving us all money in the long run and leading us back to affordable health care again.

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Monday, July 6, 2009

Denver Wedding Photographer Announces Copyright Free Picture Releases

By S Porter

All Pro Portrait Studios is announcing the release of copyrighted material to its customers. This will allow all wedding photography customers to reproduce their wedding pictures at will for anyone they want. In the past, customers needed to purchase all pictures from the photographer because the photographer owned the copyright.

Customers will now receive a CD or DVD with all the photography taken at their wedding. These pictures are copyright free and can be emailed to family members or taken to any photo shop for printing.

There are many Colorado wedding photographers in the market, and holding the rights to the pictures they take has always been the norm. Owing the rights to their work protects them from people taking their pictures to another studio and not paying the original photographer for his or her work.

All Pro Portrait Studios now offers several price packages that include a set amount of time at the wedding and reception, along with a particular amount of sized and printed pictures. When the pictures are delivered, a CD or DVD with all of the retouched pictures on it will be included with no additional obligation to the photographer.

“People have always wanted to own the rights to their wedding pictures and it’s always been a point of contention between artist and customer. With digital pictures it only seems right to allow people to share them with family members”, says Harold Porter, a Denver wedding photographer.

All Pro Portrait Studios has been operating in the Denver Colorado area for more than 27 years. Offering competitive prices and the highest quality photos have always been the cause for their success, but digital pictures have changed the entire photography industry and left many studios looking for ways to stay in business.

Wedding packages begin at $599 and go up to $1499, with an engagement session costing only $50. All packages include an album full of pictures and the CD with all of the originals. The wedding will be photographed by a seasoned professional with years of experience in the field.
The future of photography is in digital images that can be shared with family and friends all over the world in seconds. Film cameras and copyrights may disappear in the near future, but there will always be a need for a professional to capture the moment the way it should be remembered.

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Saturday, July 4, 2009

Ameriplan Launches New Basic Wellness Program

By S Porter

Ameriplan USA is announcing the launch of its new basic wellness program that will replace basic health. Basic wellness is a package of benefits meant to fill in the gaps left by limited health insurance plans offered by employers. Vision, Prescription and other benefits that have been cut by these insurance plans are included in the package.

As health insurance has become increasingly expensive, more and more employers have decided to cut back on the level of benefits they offer their employees. Higher deductibles, limited visits and decreased services are all being used to cut costs. Many people are now left without these benefits and are forced to pay full price out of pocket when they need them.

Supplemental benefits are easy to ignore when you aren’t using them. Vision and prescription are often overlooked until they are needed, but by then it’s too late. Hearing services and Nurse line are also part of the package.

Everyone needs to take care of their eyesight, and prescription medications are inevitable at some point to heal an ailment or help lower cholesterol. Good hearing is just as important and nurse line can help give you advice about when a trip to the doctor is in order. We all need these services occasionally, but without these benefits the cost can become very high.

“I have insurance from my employer, but it’s a very limited health plan that doesn’t include any extras. Getting a discount on these services would be very helpful to keep my cost out of pocket as low as possible”, says Tom Nordquist, a part time employee.

Ameriplan insurance is a 17 year old company that offers discount fee for service programs at a low cost to its members. 2 million members nationwide and over half a million providers are all part of the Ameriplan network. Health, Dental, Vision, Prescription, Chiropractic and other programs are also available.

Basic wellness includes vision, prescription, hearing services and nurse line. The cost of the program is $14.95 per month and includes every person who lives in your household, even if they are not family members. This program has replaced basic health which is now being phased out of Ameriplan permanently.

Soon Ameriplan will launch Secure Net, a package of benefits that include many services often overlooked in our lives. Identity theft assistance, Auto club and other benefits are badly needed by all of us, but we rarely consider them until someone has already stolen our credit card or we are broken down on the side of the road.

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